You don't need to pay at once. Start out with a trial version - pay later   At you will find danish guides to Photomatix   The first Danish E-book about HDR and Photomatix is available at (click)  
    Remove ghostlines - let hte programme find movement or help it along   Many possibilities to adjust the HDR and always lots of presets to get you started   Will save in both Tiff (16Bit and 8Bit) and JPEG  
    Use your RAW-files without converting them first   You can tonemap and blend using different setting - just as you like   Save your settings for fast recreation of the images or a style you like  

Photomatix is the professional choice Photomatix may be used with both Windows and Mac - as stand alone and as plugin e.g. to Photoshop.